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Cookie Policy

Version: 1.0

Effective Date: December 31, 2025

Last Updated: December 31, 2025

1. Introduction

This Cookie Policy explains how Full Circle Asset Recovery LLC ("Company," "we," "us," or "our") uses cookies and similar tracking technologies when you visit our website and use our platform (collectively, the "Service").

By using our Service, you consent to the use of cookies as described in this policy. You can manage your cookie preferences as explained in Section 6 below.

2. What Are Cookies?

Cookies are small text files that are placed on your device (computer, tablet, or mobile phone) when you visit a website. They are widely used to make websites work more efficiently, provide information to website owners, and enable certain features.

We also use similar technologies, including:

  • Local Storage: Data stored in your browser that persists after you close it
  • Session Storage: Data stored temporarily during your browsing session
  • Pixels/Web Beacons: Small images that track page views and interactions

3. Types of Cookies We Use

3.1 Essential Cookies (Strictly Necessary)

These cookies are required for the Service to function properly. They cannot be disabled.

Cookie NamePurposeDuration
session_tokenMaintains your login session7 days
csrf_tokenSecurity protection against cross-site attacksSession
cookie_consentStores your cookie preferences1 year

3.2 Functional Cookies

These cookies enable enhanced functionality and personalization. They may be set by us or third-party providers whose services we use.

Cookie NamePurposeDuration
themeRemembers your dark/light mode preference1 year
sidebar_collapsedRemembers sidebar statePersistent
user_preferencesStores your display and notification preferences1 year

3.3 Analytics Cookies

These cookies help us understand how visitors interact with our Service by collecting and reporting information anonymously.

ProviderPurposePrivacy Policy
SentryError tracking and performance monitoringView Policy

3.4 Third-Party Service Cookies

Some third-party services we integrate with may set their own cookies:

ServicePurposePrivacy Policy
PlaidBank account linking interfaceView Policy
DocuSignElectronic signature interfaceView Policy
GoogleOAuth authenticationView Policy

4. How We Use Cookies

We use cookies for the following purposes:

  • Authentication: To recognize you when you log in and maintain your session
  • Security: To protect against unauthorized access and fraudulent activity
  • Preferences: To remember your settings and preferences
  • Performance: To monitor and improve Service performance
  • Error Tracking: To identify and fix technical issues

5. Data We Do NOT Collect via Cookies

We want to be transparent about what our cookies do NOT do:

  • We do NOT use cookies for advertising or ad targeting
  • We do NOT sell cookie data to third parties
  • We do NOT use cookies to track you across other websites
  • We do NOT share cookie data with data brokers

6. Managing Your Cookie Preferences

6.1 Browser Settings

Most web browsers allow you to control cookies through their settings. You can:

  • View and delete existing cookies
  • Block all cookies or specific types
  • Set preferences for specific websites
  • Enable "Do Not Track" signals

Browser cookie settings are typically found in the "Privacy" or "Security" section of your browser's settings menu.

6.2 Impact of Disabling Cookies

If you disable essential cookies, some parts of the Service may not function properly:

  • You may not be able to log in or maintain your session
  • Security features may not work correctly
  • Your preferences may not be saved

6.3 Browser-Specific Instructions

For information on managing cookies in your browser:

7. California Privacy Rights

Under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), California residents have specific rights regarding their personal information:

  • Right to Know: What personal information we collect via cookies
  • Right to Delete: Request deletion of cookie data
  • Right to Opt-Out of Sale/Sharing: We do not sell or share personal information collected via cookies for advertising purposes
  • Right to Non-Discrimination: Exercise your rights without penalty

"Do Not Sell or Share My Personal Information"

We do not sell your personal information. We do not share personal information for cross-context behavioral advertising. If you wish to exercise your CCPA/CPRA rights or have questions, please contact us at privacy@fullcircleassetrecovery.com.

8. International Users

If you are visiting from the European Economic Area (EEA), United Kingdom, or other jurisdictions with data protection laws:

  • Essential cookies are processed based on our legitimate interest in providing a functional, secure Service
  • Non-essential cookies are only placed with your consent
  • You may withdraw consent at any time through your browser settings
  • You have rights under GDPR/UK GDPR to access, rectify, or delete cookie data

9. Changes to This Cookie Policy

We may update this Cookie Policy from time to time. We will notify you of any material changes by:

  • Posting the updated policy on this page
  • Updating the "Last Updated" date
  • Displaying a notice on our Service for significant changes

10. Contact Us

If you have questions about this Cookie Policy or our use of cookies, please contact us:

Email: privacy@fullcircleassetrecovery.com

Address:

Full Circle Asset Recovery LLC
721 Belmont St, Suite 1A
Brockton, MA 02301