Version: 1.0
Effective Date: December 31, 2025
Last Updated: December 31, 2025
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Full Circle Asset Recovery LLC ("Company," "we," "us," or "our"), governing your access to and use of our asset recovery platform and related services (collectively, the "Service").
BY ACCESSING OR USING THE SERVICE, YOU AGREE TO BE BOUND BY THESE TERMS, OUR PRIVACY POLICY, END-USER LICENSE AGREEMENT (EULA), AND COOKIE POLICY. If you do not agree to these Terms, you must not access or use the Service.
These Terms apply to all users of the Service, including but not limited to claimants, attorneys, operators, administrators, and any other users who access the Service.
Full Circle Asset Recovery LLC is an attorney-represented asset recovery company. We provide:
We are not a finder service. All recoveries are conducted through licensed attorneys who provide legal representation for claims.
To access certain features of the Service, you must create an account. When registering, you agree to:
The Service uses role-based access control. Your access to features depends on your assigned role (e.g., administrator, attorney, analyst, caller). You agree to operate only within the scope of your authorized permissions.
We may require identity verification, professional credential verification (for attorneys), or other verification procedures before granting full access to certain features.
The Service operates on a contingency basis for asset recovery. Our standard commission structure is up to the following percentages:
Source of Truth: The exact commission percentage applicable to your case is specified in your signed Engagement Agreement, Power of Attorney, or Claim Agreement (collectively, "Client Agreement"). In the event of any conflict between these Terms and your Client Agreement regarding fee percentages, the Client Agreement controls. If you have not signed a Client Agreement, these standard rates apply.
Fees are collected from recovered funds before distribution. You authorize us to deduct applicable fees from any recovered amounts. Payment processing is handled through secure third-party payment processors.
Because we operate on a contingency basis, there are no upfront fees to refund. If a recovery is unsuccessful, you owe nothing. Fees are only collected upon successful recovery. Disputes regarding fee calculations should be raised within 30 days of distribution.
You are responsible for all applicable taxes on recovered funds. We may provide tax documentation as required by law but do not provide tax advice.
You agree to use the Service only for lawful purposes. You may NOT:
Attorneys using the Service represent and warrant that they:
All professional users agree to comply with applicable regulations, including:
We strive to maintain Service availability but do not guarantee uninterrupted access. The Service may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control.
We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time. We will provide reasonable notice for material changes that affect your use.
We may offer beta or experimental features. These are provided "AS IS" without warranty and may be modified or discontinued without notice. Beta features may have reduced reliability or functionality.
The Service, including all content, features, functionality, software, algorithms, machine learning models, designs, and documentation, is owned by Full Circle Asset Recovery LLC and protected by U.S. and international intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for its intended purpose, subject to these Terms.
You retain ownership of data you submit. By submitting content, you grant us a license to use, process, store, and transmit it as necessary to provide the Service.
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.
For information about cookies and tracking technologies, please see our Cookie Policy.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
We do not warrant that:
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FULL CIRCLE ASSET RECOVERY LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.
Our total liability for all claims arising from these Terms or your use of the Service shall not exceed the greater of: (a) the fees you paid us in the 12 months preceding the claim, or (b) $100.
Some jurisdictions do not allow limitation of liability for certain damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.
You agree to indemnify, defend, and hold harmless Full Circle Asset Recovery LLC and its officers, directors, employees, agents, and affiliates from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from:
Before initiating formal dispute resolution, you agree to contact us at legal@fullcircleassetrecovery.com to attempt to resolve any dispute informally within 30 days.
PLEASE READ CAREFULLY: THIS SECTION AFFECTS YOUR LEGAL RIGHTS.
Any dispute arising from or relating to these Terms or the Service that cannot be resolved informally shall be resolved through binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules.
Arbitration will be conducted in Brockton, Massachusetts, or another mutually agreed location. The arbitrator's decision will be final and binding.
YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.
Either party may seek injunctive relief in court for intellectual property violations or unauthorized access. Small claims court actions are also permitted.
You may terminate your account at any time by contacting us. Termination does not affect pending cases or outstanding obligations.
We may suspend or terminate your account immediately, without notice, for:
Upon termination, your access to the Service will cease. We may retain your data as required by law or for legitimate business purposes. Provisions that should survive termination (intellectual property, disclaimers, limitations, indemnification, dispute resolution) will remain in effect.
These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to its conflict of law provisions.
We may modify these Terms at any time. We will provide notice of material changes by:
Continued use of the Service after changes constitutes acceptance of the modified Terms.
These Terms, together with our Privacy Policy, EULA, Cookie Policy, and any other referenced policies, constitute the entire agreement between you and Full Circle Asset Recovery LLC.
If any provision is found unenforceable, the remaining provisions remain in effect.
Failure to enforce any right does not constitute a waiver of that right.
You may not assign these Terms without our consent. We may assign freely.
We are not liable for delays or failures due to circumstances beyond our reasonable control (natural disasters, war, terrorism, labor disputes, government actions, etc.).
For questions about these Terms, please contact us:
Email: legal@fullcircleassetrecovery.com
Phone: (307) 323-4303
Address:
Full Circle Asset Recovery LLC
721 Belmont St, Suite 1A
Brockton, MA 02301